Empower Humanity by keeping as much money as possible out of the banks
It's your money why give it all to the banks?
The too big to fail banks have shown they are no longer trustworthy to the people of the world. After being bailed out time and time again by the public money, they continue to plunge each nation into further debt, make poor decisions with public money, hedge funds, invest in unethical companies through mutual funds, Retirement Savings Plans (RRSP’s), RESP’s, foreclose houses at record rates, charge dishonorable service charges among many other negative policies pushing people to the brink of financial ruin.
The majority of people trust the banks and don’t question most of their strategies, however the last two decades have begun to blow their cover as greed and lust for money is clearly visible through their opaque manoeuvres.
The majority of people trust the banks and don’t question most of their strategies, however the last two decades have begun to blow their cover as greed and lust for money is clearly visible through their opaque manoeuvres.
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Among the many “matter of fact” acts by these institutions are automating paychecks to go directly into bank accounts. This is seen as a convenience by the majority of the working population; direct deposits, no lineups, no fuss, no problem! Deeper awareness reveals the banks track the money earned by each individual, where one works, what their annual income is, where one lives, how long has one lived there and builds a profile up on each person.
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In the information age knowledge is power, all this material is put into a data warehouse of information while smaller data marts are built off of it to get a subset, sample size of the data, depending on the criteria required. Metadata manipulation is an entirely different topic; therefore awareness is required by the general population because ignorance is akin to giving one’s power away blindly. Be cognizant of the fact that one’s hard earned money does not even touch one’s hands en-route to the bank. Think about that for a moment, who has the power?
People keep money is banks because they believe it to be safe and guaranteed, but the population in Cyprus and Greece don’t feel that way since many of their private accounts were compromised during the “bail in help yourself free for all” a few years back by the big banks. Many folks in the western world always have the attitude, “it won’t happen to me, I live in a more civilized society and the news always tells me the truth”, but what if it does happen to you? What if the banks help themselves to your hard earned money and tell you the reason is to keep the economy going? Iceland dealt with it properly and arrested a number of the bankers, only the bought an paid for western media refuses to report it.
People are nothing more than a number in this stealth and exclusive society. They tell the common person they care when in actual fact the bottom line is profit. If the banks know everything about you, and they do because in order to open a bank account you need to give them personal information; what is stopping them from leveraging this information to purge what they need to gain profit and abandon privacy? Surely if corporate banks can take money out of individual bank accounts they can just as easily sell the personal information of each client to make money as well.
People keep money is banks because they believe it to be safe and guaranteed, but the population in Cyprus and Greece don’t feel that way since many of their private accounts were compromised during the “bail in help yourself free for all” a few years back by the big banks. Many folks in the western world always have the attitude, “it won’t happen to me, I live in a more civilized society and the news always tells me the truth”, but what if it does happen to you? What if the banks help themselves to your hard earned money and tell you the reason is to keep the economy going? Iceland dealt with it properly and arrested a number of the bankers, only the bought an paid for western media refuses to report it.
People are nothing more than a number in this stealth and exclusive society. They tell the common person they care when in actual fact the bottom line is profit. If the banks know everything about you, and they do because in order to open a bank account you need to give them personal information; what is stopping them from leveraging this information to purge what they need to gain profit and abandon privacy? Surely if corporate banks can take money out of individual bank accounts they can just as easily sell the personal information of each client to make money as well.
People believe banks are safe to put money into yet when certain investment vehicles are utilized their money cannot be accessed without a large penalty if at all; in addition some private accounts have been purged in Europe
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Banks hold the peoples money, gamble carelessly with it, are not accountable, charge the public to access it at bank machines and invest in unethical companies; are there better reasons to bring some of your money back home than this?
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Take RRSP’s for example; most people consider this a safe alternative for their money because it guarantees them retirement money and lowers the tax burden on their yearly salary. In 2008 RRSP, RESP’s, mutual funds and so on lost a very large percentage of their value. Much of the hard earned money of the public disappeared overnight and the news outlets typically blamed anyone and anything but
the root cause of the problem.
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Regardless, years of hard earned cash went away without a trace. Think about it, it’s the perfect heist; blame it on the economy and pocket the money for secret programs the public has no idea about. Yet to this day people still place money is these types of investment vehicles without question, hoping it won’t happen again. This despite record high numbers of people unemployed in many western countries; the writing is on the wall, so be careful!
Giving money to RRSP’s in particular ties up money for one until a specified date, such as retirement; but what if one doesn’t make it to that day? What if one tries to take it out ahead of time? Never mind the fact that the banks can use the money you placed in trust with them every day as they see fit within the confines of the selected mutual funds, bonds and so on; you cannot touch your money without a very large tax penalty. For example if a person was to withdraw $50,000 from their RRSP they would be wise to leave 40% for tax purposes; therefore if a financial emergency came up before retirement much of the hard earned money would go directly into the pockets of the government. This is the bank and the government’s way of discouraging early withdrawal and ensuring access to one’s money; which by the time it matures they will have made at least tenfold using various pyramid schemes. Between these two entities they have the common person snookered.
If the people wait until they are 65 to access their money, it’s possible it won’t even be there the way the economy has been performing. Remember this: the banks will save their hide before they save yours! If the money is available and not compromised, when RRSP’s are withdrawn it places folks in a higher tax bracket adding to the annual income; which can be a shock come “harvest” time. In addition there are private companies who have had elaborate pension plans for their employees, only to see their pension plans completely disappear while the executives cashed out! Expect the unexpected and be careful with financial planning because not always what one assumes will be there at the end will be!
What banks do not tell you is a large majority of the money used in investment vehicles goes directly to unethical concepts, such as supporting companies that genetically modify the food (GMO) people eat, the pharmaceutical industry, the military industrial complex, and other power brokers in this 3-d world paradigm. Chances are the financial expert(s) one deals with at the bank won’t know this, because as far as they are concerned they are just doing their job. Much is seen in plain sight as previously mentioned therefore the money people leave in the banks are being used for the gains of the wealthy while the shadow governments of the world call the shots, not the politicians that are voted in.
Living in the now is a popular spiritual term which essentially means enjoying each moment in gratitude and love. There is nothing wrong with looking towards a brighter future, but it’s the now that matters for humanity. By leaving money in these institutions one simply risks losing it even if the best of intentions are sought, because one entrusts other people with their money without questioning whether they will honor that commitment.
Another misconception is the security of safety deposit boxes; there have been alleged reports of items, particularly gold, being purged from these treasuries without the permission of the person which pays for and maintains the box. There is strong evidence gold and silver values are kept purposely low by Wall Street and other power brokers, therefore it appears rather peculiar these items disappear; unless of course they know and have planned for them to go up in value. There are many hidden things in life in plain view and this is one them, as insider trading and collusion is a common occurrence in the money game. In reality, why go through the fuss of accessing a safety deposit box when one can keep these items at home and access them any time? If one has a dinner party, accessing the items desired from a safe hidden secret place at home will result in less stress and time delays compared with obtaining the items at the bank.
Giving money to RRSP’s in particular ties up money for one until a specified date, such as retirement; but what if one doesn’t make it to that day? What if one tries to take it out ahead of time? Never mind the fact that the banks can use the money you placed in trust with them every day as they see fit within the confines of the selected mutual funds, bonds and so on; you cannot touch your money without a very large tax penalty. For example if a person was to withdraw $50,000 from their RRSP they would be wise to leave 40% for tax purposes; therefore if a financial emergency came up before retirement much of the hard earned money would go directly into the pockets of the government. This is the bank and the government’s way of discouraging early withdrawal and ensuring access to one’s money; which by the time it matures they will have made at least tenfold using various pyramid schemes. Between these two entities they have the common person snookered.
If the people wait until they are 65 to access their money, it’s possible it won’t even be there the way the economy has been performing. Remember this: the banks will save their hide before they save yours! If the money is available and not compromised, when RRSP’s are withdrawn it places folks in a higher tax bracket adding to the annual income; which can be a shock come “harvest” time. In addition there are private companies who have had elaborate pension plans for their employees, only to see their pension plans completely disappear while the executives cashed out! Expect the unexpected and be careful with financial planning because not always what one assumes will be there at the end will be!
What banks do not tell you is a large majority of the money used in investment vehicles goes directly to unethical concepts, such as supporting companies that genetically modify the food (GMO) people eat, the pharmaceutical industry, the military industrial complex, and other power brokers in this 3-d world paradigm. Chances are the financial expert(s) one deals with at the bank won’t know this, because as far as they are concerned they are just doing their job. Much is seen in plain sight as previously mentioned therefore the money people leave in the banks are being used for the gains of the wealthy while the shadow governments of the world call the shots, not the politicians that are voted in.
Living in the now is a popular spiritual term which essentially means enjoying each moment in gratitude and love. There is nothing wrong with looking towards a brighter future, but it’s the now that matters for humanity. By leaving money in these institutions one simply risks losing it even if the best of intentions are sought, because one entrusts other people with their money without questioning whether they will honor that commitment.
Another misconception is the security of safety deposit boxes; there have been alleged reports of items, particularly gold, being purged from these treasuries without the permission of the person which pays for and maintains the box. There is strong evidence gold and silver values are kept purposely low by Wall Street and other power brokers, therefore it appears rather peculiar these items disappear; unless of course they know and have planned for them to go up in value. There are many hidden things in life in plain view and this is one them, as insider trading and collusion is a common occurrence in the money game. In reality, why go through the fuss of accessing a safety deposit box when one can keep these items at home and access them any time? If one has a dinner party, accessing the items desired from a safe hidden secret place at home will result in less stress and time delays compared with obtaining the items at the bank.
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If the banks are allegedly doing internal heists of bank accounts, locking up money, accessing safety deposit boxes and possibly even leveraging personal information for their own gain why trust them with your business? Would one trust the mafia to keep their money safe? Is this behavior any different? Is leaving it at home a bigger risk than the bank? Everyone’s situation is different, just stay within a certain comfort zone and be smart with decision making.
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By having more money on hand at home one minimizes their electronic footprint and feels more empowered. This method also defeats the concept and thievery of service charges; therefore cutting into their profit margin. Imagine that, the banks charging people who entrust their savings to them, it was unheard of many years ago, yet strangely accepted today.
In general using cash for transactions puts more money into the hands of consumers and businesses. For example each credit card transaction takes a small percentage out of the business where the items are purchased because they charge about 1.5% surcharge on each purchase. If one uses cash instead of credit, it benefits the business and the consumer wins as well because they are not being tracked on their habits or charged interest if they cannot pay it at the end of the month. In essence, what people buy is none of anyone’s business, if one uses cash instead of debit or credit, their spending trends cannot be tracked unless it’s by the store itself.
In general using cash for transactions puts more money into the hands of consumers and businesses. For example each credit card transaction takes a small percentage out of the business where the items are purchased because they charge about 1.5% surcharge on each purchase. If one uses cash instead of credit, it benefits the business and the consumer wins as well because they are not being tracked on their habits or charged interest if they cannot pay it at the end of the month. In essence, what people buy is none of anyone’s business, if one uses cash instead of debit or credit, their spending trends cannot be tracked unless it’s by the store itself.
The best credit card is using cash. There are no hidden fees, no interest, they cannot track your purchases and it benefits both the consumer and the buyer as very little electronic footprint is left behind.
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Unfortunately, most people don’t have much of a disposable income anymore, and use credit cards when they run out of money to try and make ends meet. Since every purchase is tracked, attempt to minimize the use of credit cards as much as possible by making a large cash withdrawal at the bank machine on pay day; and thus disperse the funds on items as you would with a credit or debit card. This will minimize the transactions until the money runs out thus ensuring as much privacy as possible during purchasing.
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If the banks are being unethical with the money of the public, and there is a large amount of evidence suggesting this is true; then the best thing for the public would be to take as much money as possible out of them thus dis-empowering their agenda.
Mankind must empower themselves by keeping money out of the hands of the banks. Therefore ensure 60% of the money placed in RRSP’s, mutual funds and so on can be accessed; consider taking it out right now. Set 40% aside for tax purposes and live in the now. That doesn’t necessarily mean blowing it all either, instead look for tangible alternative investments such as; real estate, new clean energy, assisting humanitarian projects, helping your kids and putting some aside for emergency purposes. By taking as much of your money as possible out of their hands; a sense of independence will arise again for the people and the banks may actually have to change their deceitful practices.
In summary, until the banks and governments of the world drop the opaque act and truly become transparent with accountability, take matters into one’s own hands and ensure there is always some money at home for more than just a rainy day. This will ensure if there is another bank crisis, there will be some money available to ride out the storm.
Mankind must empower themselves by keeping money out of the hands of the banks. Therefore ensure 60% of the money placed in RRSP’s, mutual funds and so on can be accessed; consider taking it out right now. Set 40% aside for tax purposes and live in the now. That doesn’t necessarily mean blowing it all either, instead look for tangible alternative investments such as; real estate, new clean energy, assisting humanitarian projects, helping your kids and putting some aside for emergency purposes. By taking as much of your money as possible out of their hands; a sense of independence will arise again for the people and the banks may actually have to change their deceitful practices.
In summary, until the banks and governments of the world drop the opaque act and truly become transparent with accountability, take matters into one’s own hands and ensure there is always some money at home for more than just a rainy day. This will ensure if there is another bank crisis, there will be some money available to ride out the storm.
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